Carnival of Personal Finance #138

It's time for another Carnival of Personal Finance! I've Paid Twice for This Already hosts this week's carnival, which features the Savvy Frugality post Your Zip Code Could Cost You Money.

There's more reading than usual this week. Here are some great reads:

The Simple Nickle asks us What Does It Mean to Be Financially Secure? There are six guides to financial security. If you don't have them, you probably aren't financially secure (yet).

Millionaire Mommy Next Door created a budget sheet for success with Craft a Budget That Fits Your Needs AND Wants. Great post, and very similar to my previous post on Playing the Percentages.

Are You Going To Be This Way The Rest of the Time I Know You? provides Auto Insurance 101 Part 2: Ten Tips For Shopping Smart. Don't forget, when shopping for auto insurance Your Zip Code Could Cost You Money.

Money and Credit explains how to determine How Many Allowances Should You Claim on Your W-4? Timely advice, with April right around the corner.

Sound Money Matters appeals to the frugal romantic in all of us with Five Ways to Save Money on Valentine’s Day. Who decided I should only show my wife I love her on February 14th? To me, every day is Valentine's Day (OK, not really, but I'm convinced Valentine's Day was created by the greeting card companies).

Christian PF gives us 16 Ways To save Money By Not Being Normal. Excellent advice here. If what you have been doing isn't working, then do something else.