tag:blogger.com,1999:blog-4774342367380347371.comments2023-10-23T08:39:05.941-05:00Savvy FrugalityUnknownnoreply@blogger.comBlogger290125tag:blogger.com,1999:blog-4774342367380347371.post-7116847699617887522012-09-21T16:52:49.089-05:002012-09-21T16:52:49.089-05:00I stumbled upon it today too. I graduated with a b...I stumbled upon it today too. I graduated with a bfa in graphic design and for months have had no job opportunities. I had to take a job for minimum wage with weird hours and no hope of climbing any sort of ladder. So, being depressed today i googled: ill never get rich...and came to your site. I believe you are absolutely correct. As long as i work for someone else i do not see getting anywhere in my future other than paycheck to paycheck. So i guess ill have to lace up my boots and start something on my own today. Thanks for your encouragement. :)Shanehttp://www.shaneholman.comnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-12797187601756129492012-08-14T18:13:10.415-05:002012-08-14T18:13:10.415-05:00I have been known to get attitude from people for ...I have been known to get attitude from people for buying a few months (2-3) worth of an item for my family and have been called a hoarder because of what people see on that show. I have a family of 9 people so getting 10-15 deoderant, or 6 free body washes isn't hoarding it's prudent shopping. To some extent we need to remember not everyone getting several of an item is actually hoarding as family size varies.<br /><br />We also get items for our local charities too. We make sure to befriend as many managers at our favorite grocery store as possible.Virginianoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-56438468360937138782012-08-01T01:33:24.027-05:002012-08-01T01:33:24.027-05:00I am having the same taste issue. I tried to look...I am having the same taste issue. I tried to look for support on the Culligan website but there is none. As much as I like our Walgreens branded products I think I'm gonna have to stick with the brand name Pur products.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-59238707504024581722012-07-27T05:05:07.849-05:002012-07-27T05:05:07.849-05:00Good way for moving coupons NV i agree with you.Good way for <a href="http://www.triple7movers.com" rel="nofollow">moving coupons NV </a> i agree with you.Anonymoushttps://www.blogger.com/profile/08779384343431889478noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-79420689720817868402012-05-04T16:10:09.818-05:002012-05-04T16:10:09.818-05:00Great tips to keep in mind in selling gold. You sh...Great tips to keep in mind in selling gold. You should should always maximize the value of your gold by doing research.<br /><br /><a href="http://www.cashforgoldleprechaun.com" rel="nofollow">sell gold jewelry</a>ahnnhttps://www.blogger.com/profile/06665031879868634433noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-3805522867167849922012-04-05T10:07:36.097-05:002012-04-05T10:07:36.097-05:00Agreed, any time you can save money in this econom...Agreed, any time you can save money in this economy makes sense to me. In fact, barter is coming back stronger than ever in this recession. <br /><br />As a movie and games user, I always am on search for a lower price alternative. When NetFlix raised their prices 60%, I was one of the 800,000 plus who canceled their subscriptions. When my local BlockBuster store closed, I switched to NetFlix, but when they increased their prices, I started to research all the alternatives.<br /><br />Most have heard of RedBox which are kiosks located usually in large grocery stores or WalMarts, but not in rural areas, so I started to wonder how to get a kiosk in my area. Well, I found the better alterantive, you can start your own movie rental business for free and access unlimited movies at no cost as an affiliate, pretty good alternative to the ever increasing higher prices of the big boys in the industry. It is set up similar to barter, you become member and price goes down, not up. Worth it to me as I am saving hundreds a year now. FREE-FLIXSNOW.comFREE-BUSINESSES.comhttps://www.blogger.com/profile/12472143600262664043noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-52656269619684408672012-04-02T00:45:15.807-05:002012-04-02T00:45:15.807-05:00I dont like the clearing of the shelves. I went to...I dont like the clearing of the shelves. I went to a coupon class, and thats one of the things they stress there. They tell you to only get a few things, leave some on the shelf for other people. I just think its so disrespectful for people to do that. I was taught that way, but I tend to leave extra coupons behind for others to use.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-24032709464770331002012-02-07T15:04:16.311-06:002012-02-07T15:04:16.311-06:00Amen.Amen.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-38477066178904055912012-01-19T20:25:12.787-06:002012-01-19T20:25:12.787-06:00I completely agree! Hoarding is hoarding even if i...I completely agree! Hoarding is hoarding even if its neat and tidy. I don't like the show simple because of the greed I see in these people. The few episodes I have seen left me wondering if these women were deprived to the point of abuse as children. One big peeve I have is the amount of time they waste each week. My child is way more important than free sports drink.Lissahttps://www.blogger.com/profile/06851319902546616341noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-65460342865672731332012-01-14T07:00:49.357-06:002012-01-14T07:00:49.357-06:00How to reverse boycott debt collectors.
When a de...How to reverse boycott debt collectors.<br /><br />When a debt collector/debt collection/debt buyer company can repeatedly call with the intent of getting money their customers can repeatedly answer or call back with the intent of not giving them any. They need people to pay with as little talk as possible. They don't want to talk with people who know they are never going to pay. Be all talk and no pay. Answer when convenient. Call back. Give no information. Verify nothing. Ask as many questions as you can. Answer none.<br /><br />Don't ignore/block/report them. It doesn't work. These folks want you to ignore them for as long as you can stand to or until you give them something valuable like money or information. Ignoring them is being their good customer. Sending a cease and desist is giving information. It lets them know you are still alive and remain their good customer. Preparing to initiate unlikely individual legal battles is being their good customer.<br /><br />Be their bad customer. Make them talk to you fruitlessly for as long as they can stand to or until they stop selecting you as their customer. These companies cannot spend seconds much less minutes on the phone with every person who will never send them a dime. But they don't know who that is. You do. That knowledge is power. Every second you can keep their staff on the phone will render their business less profitable giving them a reason to never call you again.<br /><br />Calling will not reset your SOL. Making a partial payment will.<br /><br />One person who does this likes to ask general questions they should but usually won't answer, "May I have the name and address of your agent for service of process?" Calmly and slowly ask them to spell every word in the address. Read it back for verification. Control the pace. If they are rushing then politely ask them to slowly repeat. "Are you a corporation and if so in which state are you incorporated?" Repeat your questions when you don't get direct answers. When they won't answer a question ask, "Would you like to comply with the business and professions codes of your state?" That is usually the point when they hang up on me but if they say they want to comply then begin your questions again.<br /><br />Repeat while you have the spare time. These folks have many victims and few operators. If everyone calls back but pays nothing the mass auto-dialer business model becomes unprofitable. Don't aid and comfort the enemy by ignoring them. Call! Have a nice long slow friendly chat! Make them hang up first.<br /><br />Press 2 for Spanish.<br /><br />There are certainly enough victims to take down debt collectors so ignoring/blocking seems downright Orwellian. Really? We're just going to passively submit and go with a block list or however we manage ignoring an endless stream of unwanted phone calls day after day? No! Unite or remain conquered. Answer/return every call - become well practiced at keeping these folks on the phone - or count yourself not amongst the free.RBDCnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-38571281406391790662011-12-20T02:58:10.138-06:002011-12-20T02:58:10.138-06:00Yeah! I think extreme couponing is the best way to...Yeah! I think extreme couponing is the best way to shop around with the best deals!!Extreme Couponinghttp://www.squidoo.com/menu-planning-basicsnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-58763523982096819432011-12-18T17:04:49.121-06:002011-12-18T17:04:49.121-06:00One thing to consider with coupons or any sale - j...One thing to consider with coupons or any sale - just how much of the item are you really going to use.Bill Swanhttp://www.dollarsanddebt.comnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-2446795104700829852011-12-03T19:40:49.179-06:002011-12-03T19:40:49.179-06:00Yup, I've seen people clear a shelf and leave ...Yup, I've seen people clear a shelf and leave nothing for others.<br />I don't get it.... I clip coupons to stretch my budget but not to stockpile a basement or extra room! Just discovered your blog, keep up the good work and I hope things start looking up for you soon!homefirehttps://www.blogger.com/profile/14977168909477690597noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-14419073782179445562011-11-13T11:29:32.830-06:002011-11-13T11:29:32.830-06:00I never thought about someone possibly taking a mo...I never thought about someone possibly taking a money order! This is good advice...I didn't use checks because of the wasted paper, I suppose money orders are the same thing. <br /><br />Surprising choice of Oklahoma! But hey, back in the day, I moved to Nebraska :)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-49816577719052287922011-11-06T14:26:33.220-06:002011-11-06T14:26:33.220-06:00This is horrible but in hindsight probably an incr...This is horrible but in hindsight probably an incredible learning experience. I once spent a summer homeless as well and it created major lifestyle reevaluation...for which I am incredibly thankful. Living on beans, corn tortilla, love, and hope is sometimes forces you to be present.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-59807828748124921462011-08-08T09:11:05.774-05:002011-08-08T09:11:05.774-05:00Great post & I totally agree!! You couldn'...Great post & I totally agree!! You couldn't "extreme" coupon here in Canada, no matter how hard you tried, so it looks like the U.S. May get a little more strict on coupons like here... Although I've never known of a "double" coupon deal here.~Carla~https://www.blogger.com/profile/02341057469246030024noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-59308165257080462011-07-09T14:17:39.283-05:002011-07-09T14:17:39.283-05:00Hi, I just stumbled upon your blog. The things you...Hi, I just stumbled upon your blog. The things you went through sound horrible, loosing your house and having trouble to make ends meet while it is being rebuilt. I can only applaud you for the way you are dealing with it. <br /><br />When I first read your post I thought it was about the massive flooding in the Southern US in May, but apparently even something seemingly small as a bursting pipe can destroy a house? I've read many houses in the United States are made of wood, is that the reason it was so easily destroyed? Here in the Netherlands almost every house is made of bricks and mortar, I can't imagine that they would be as vulnerable to water as a wooden house.<br /><br />By the way, you're remark about your wife only believing things written by <i>other</i> people. I guess that is pretty common, I think my fiancée would have the same reaction.<br /><br />I wish you the best of luck getting back on track!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-25930426014636515112011-04-21T19:31:59.067-05:002011-04-21T19:31:59.067-05:00I think I'm going to get some kaboom cause I j...I think I'm going to get some kaboom cause I just spent over an hour cleaning my shower and there is still soap scum on the doors. And man my arms are killing me now for nothing to bootAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-53557572933050493282011-03-16T23:28:37.123-05:002011-03-16T23:28:37.123-05:00I, too, grew up in Minnesota and remember my sweet...I, too, grew up in Minnesota and remember my sweet Grandma making something delicious from almost nothing at all. The most wonderful part is that all of my aunts as well as my mother learned to cook from her, so no matter when we all got together, the favorites were always made exactly the same! My favorite: Hamburger patties (no buns) and Potato Patties (made from leftover mashed potatoes, refridgerated overnight, made in to patties, dipped in bread crumbs and fried until golden brown), and Creamed Corn.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-41159209995688206302011-02-14T12:07:06.884-06:002011-02-14T12:07:06.884-06:00I totally agree with you. Love should not be just ...I totally agree with you. Love should not be just for valentine's day, that's why we don't celebrate it too :)Unknownhttps://www.blogger.com/profile/02320936732696394250noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-28123687728974407652011-01-13T09:24:59.793-06:002011-01-13T09:24:59.793-06:00I know exactly how you feel! A tree crushed our r...I know exactly how you feel! A tree crushed our roof back in September and we were also displaced. Thank GOD for homeowners insurance...we had to spend a week in a hotel (no pool or fun) and then spent 3 months in a rental home. It was awful and definitely a trying time for our entire family. Glad to hear you are doing better and so sorry about having to move from your home. Check out my blog anytime and you can see a few pics of the damage done to my home. <br /><br />Jackie @ MyZeroDollarChristmas.comJacquelinehttps://www.blogger.com/profile/00349237000261672998noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-75192303220362321702010-12-06T18:28:53.064-06:002010-12-06T18:28:53.064-06:00That is horrible! So what exactly has happened sin...That is horrible! So what exactly has happened since than? Are you back in your home? <br />I see you haven't updated in awhile.<br /><br /><a href="http://www.familyfriendlyfrugality.com" rel="nofollow">Family Friendly Frugality</a>Heatherhttps://www.blogger.com/profile/07100089719311281083noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-12144640266652442592010-11-20T21:25:19.296-06:002010-11-20T21:25:19.296-06:00Dan, I think a lot of people just aren't aware...Dan, I think a lot of people just aren't aware of their options. They think that if they don't have premium cable, they are going to miss out on all their favorite shows. A lot of shows are available on DVD now, plus there is a ton of free content online. If people are struggling with their budget, cable TV is a luxury item that can definitely be replaced with other options, and they won't miss a thing.Thttps://www.blogger.com/profile/17006571932872333177noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-54258383364034314492010-11-19T15:19:10.089-06:002010-11-19T15:19:10.089-06:00My wife and I dropped our premium channels and kep...My wife and I dropped our premium channels and kept basic cable plus the internet service. We are saving $100 a month and are not missing a thing. The kids watch their favorite shows on Netflix and I watch ESPN on my Xbox 360. Why don't more people do this?Dan Robinsonhttps://www.blogger.com/profile/00065301669961564587noreply@blogger.comtag:blogger.com,1999:blog-4774342367380347371.post-65960139120667751812010-11-16T04:47:31.513-06:002010-11-16T04:47:31.513-06:00I just ate an apple that had been stored in my gre...I just ate an apple that had been stored in my green bags. I bought them several weeks before I moved. I moved october 1, 2010. So nearly 2 months, and my apples are as red, crunchy, and delicious as the day they were bought. Two others that I received on November 1 are already browning.Patrick Fnoreply@blogger.com